Yatori

Money that moves like you

Instant USDC payments from your phone — send, request, and pay IRL for a fraction of a cent.

YATORI PAY App Screenshot 1
Paying with Yatori at a coffee shop
YatoriSolflareBackpackPhantom

Pay IRL with your phone

Start with your phone number or connect your Solana wallet in one tap. It's cash in your phone.

Hello qr codes

Ask your friends or customers to scan the QR code, and both phones show confirmations just like a POS system.

You may also embed payments anywhere with .

Yatori Pay in-app QR code checkout preview

Payments unleashed

Cross-border, instant, and simple — all from your phone.

Cross-border payments

Send and receive money across borders without high wire fees or multi-day waits.

Shareable payment links

Share on your favorite messenger app or social media site — see who paid you and the total collected for each request.

Notes on every payment

Attach a note to any request or transfer so you always know what it’s for.

Send money for less

When sending a transaction, your fee is only a fraction of a penny, no matter how much you send.

Just your phone number

Create an account with only a cellphone number — no bank link required to start.

Available Worldwide

Stablecoin payments across key markets — more corridors shipping soon.

ARArgentina
BRBrazil
KHCambodia
COColombia
INIndia
IDIndonesia
JPJapan
KEKenya
MXMexico
NGNigeria
PYParaguay
PEPeru
PHPhilippines
SGSingapore
ZASouth Africa
TWTaiwan
THThailand
AEUAE
USUSA
VNVietnam

More coming soon.